If you are over-insured you are probably paying too much for your buildings insurance. If you are under-insured, you face a reduced pay-out in the event of a claim. Insurance claims can be reduced by hundreds of thousands of pounds due to under-insurance and the 'Average' clause.
Getting someone to visit your property to carry out a professional assessment can be time-consuming and expensive. However, thanks to our partnership with RebuildCostASSESSMENT.com we can offer you a reliable low-cost service from a ‘Regulated by RICS’ (Royal Institution of Chartered Surveyors) organisation. You’ll receive a comprehensive Rebuild Cost Assessment (RCA) report guiding you on how much you should insure your buildings for.
This is a fantastic and affordable online service which can protect you from the potentially severe consequences of underinsurance.
Please click on the link below for an explanation of underinsurance and the 'Average' clause, and how this could affect a claim.
Registered Company Name: FINANCE INVESTMENTS LIMITED
Registered Address: Suite 19F Mobbs Miller House, Ardington Road, Northampton, NN1 5LP
RRRRrrRegistered Company Number: 3043444
Excel Insurance and Excel Insurance Services are trading names of Finance Investments Limited who are Authorised and Regulated by the Financial Conduct Authority.
Firm Reference No. 306629.